HSA / FSA Tool
What your hearing aid actually costs
Hearing aids — OTC models included — are a standard qualified expense under IRS rules for HSA and FSA accounts. No special approval needed for most purchases. Pick a device or enter your own price to see the real number.
Pay with HSA / FSA
$76effective cost $98
You save $22 paying pre-tax.
Your tax bracket
Estimate only. OTC hearing aids are a qualified HSA/FSA expense under current IRS rules. Not tax advice.
This is arithmetic, not tax advice: real savings depend on your specific plan, whether you're using pre-tax payroll contributions, and your actual filing situation. See our methodology for how we source device prices.